Other Policies

Other Insurance

Bond

A Surety Bond is a written promise that an insurance company will help protect your assets and back up the promises made by someone else. We will work with you to find outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.
Construction Bonds - Bid, Performance and Payment Bonds and Supply bonds for contractors.
Commercial Bonds
  • License and Permit Bonds
  1. Contractor License
  2. Highway and Street Permit
  3. Fuel Dealer
  4. Professional License
  5. Automobile Dealer
  6. Alcoholic Beverage Compliance Bonds
  • Probate Bond
  1. Administrator
  2. Executor
  3. Guardian
  4. Trustee Bond
  • Receiver or Trustee Bond in Bankruptcy
  • Public Official
  1. Notary Public
  2. Sheriff
  3. Deputy Sheriff
  4. Constable
  5. Jailer
  6. County/City/School Treasurer Bonds
  7. Court Clerk
  8. Loan Closing Attorney
Miscellaneous Bonds
Fidelity Bonds - ERISA (Pension Plans), Business Services 
Bonds (Janitorial)

Classic Car Insurance

A collectors car is not just simply a way to get around; it’s an investment that will continue to appreciate in the coming years. However, not all classic or antique cars are used the same. We will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and the vehicle modifications to make sure that you have the best policy to meet your needs. Here are some features you should look for when shopping for classic car insurance:

Agreed Value - This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
  • Low Rates - Why pay full-time insurance when you drive your collector car only part-time?
  • Coverage Options - Not all collector cars are the same, so we can work with you to determine the right amount of coverage to meet your specific needs.
  • Generous Mileage - You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
  • Roadside Assistance - Whether you're down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

Health Insurance

The cost of medical care and the rising of health insurance premiums can continue to make your health insurance options a top priority when considering your health insurance choices.

Below is a brief description of the different types of health insurance plans: 
Health Maintenance Organizations (HMOs)
offer access to an extensive network of participating physicians, hospitals and other health care professionals and facilities. You choose a primary care doctor from a list provided by the HMO and this doctor coordinates your health care. You must contact your primary care doctor to be referred to a specialist. Generally, you pay fewer out-of-pocket expenses with an HMO, but you are often charged a fee or co-payment for services such as doctor visits or prescriptions. 

Point-of-Service (POS) plans are an indemnity-type option in which the primary care doctors in the POS plan usually make referrals to other providers within the plan. If a doctor makes a referral out of the plan, the plan pays all or most of the bill. However, if you refer yourself to an outside provider, the service is covered by the plan, but you will be required to pay co-insurance. 

Preferred Provider Organizations (PPO) charge on a fee-for-service basis. The participating doctors, hospitals and health care providers are paid by the insurer on a negotiated, discounted fee schedule. Costs are lower if you use in-network healthcare services, but you have the option of going out-of-network. If you choose an out-of-network provider, you are generally required to pay the difference between what the provider charges and what the plan pays. 

Landlord Insurance

As a landlord, you will want to have insurance that is tailored specifically to protect your rental property/properties. A Landlord Protection policy will give you choices when purchasing the insurance coverage you need.

Rental property is an incredible investment, especially if you make sure to protect your assets with excellent coverage to ensure that you and your property are covered when choosing a landlord protection insurance property. Landlord Protection liability insurance will give the options to protect you and your spouse/domestic partner against personal injury, wrongful eviction, or wrongful entry as well as many other non-bodily injury claims including libel and slander
Call Us Today! (606) 679-1590.
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